PRIVACY POLICY
Effective Date: October 15, 2025
Last Updated: May 19, 2026
Welcome to Scam-Or.io (“Scam-Or”, “we”, “our”, or “us”).
We operate an investigative media and intelligence platform focused on financial misconduct, cybercrime, fraud prevention, payment infrastructure analysis, regulatory reporting, scam investigations, and public-interest journalism.
This Privacy Policy explains how we collect, use, store, process, disclose, and protect personal information when users visit our website, interact with our content, submit reports, communicate with us, or otherwise use our services.
By using our website, you agree to the practices described in this Privacy Policy.
1. WHO WE ARE
Scam-Or.io is an independent investigative platform and media publication focused on:
- scam investigations
- fraud intelligence
- financial crime reporting
- whistleblower submissions
- compliance and AML-related analysis
- payment ecosystem investigations
- public-interest journalism
- For privacy-related inquiries:
Telegram: https://t.me/scam_or_project
Website: https://scam-or.io
2. INFORMATION WE COLLECT
A. Information You Voluntarily Provide
This includes information submitted through:
- contact forms
- whistleblower submissions
- complaint forms
- newsletter subscriptions
- comments or communications
- email correspondence
Examples include:
- name or pseudonym
- email address
- company name
- phone number
- documents or attachments
- wallet addresses
- payment references
- screenshots
- transaction data
- investigative evidence
- messages and communications
You may choose to submit information anonymously where technically possible.
B. Automatically Collected Information
When you access our website, we may automatically collect:
- IP address
- browser type
- operating system
- referral URLs
- pages visited
- device identifiers
- session information
- approximate geolocation
- cookies and analytics identifiers
This information helps us:
- secure the platform
- detect abuse and attacks
- analyze traffic
- improve functionality
- investigate malicious activity
C. Sensitive Investigative Data
Because Scam-Or.io operates as an investigative and journalistic platform, users may submit information involving:
- allegations of fraud
- financial crime evidence
- transaction histories
- AML-related documentation
- crypto wallet data
- legal disputes
- regulatory complaints
- whistleblower materials
We process such information only where reasonably necessary for legitimate journalistic, investigative, legal, security, or public-interest purposes.
3. HOW WE USE INFORMATION
We may use information for:
- operating and maintaining the website
- publishing investigative content
- verifying submitted information
- fraud prevention and platform security
- responding to inquiries
- communicating with sources or users
- improving our services and editorial processes
- complying with legal obligations
- enforcing our Terms of Service
- protecting our legal rights
- investigating abuse, spam, or cyberattacks
- maintaining journalistic archives
- conducting analytics and performance measurement
4. LEGAL BASES FOR PROCESSING (GDPR)
If you are located in the EEA, Switzerland, or the United Kingdom, we process personal data under one or more of the following legal bases:
- legitimate interests
- consent
- compliance with legal obligations
- public-interest journalism
- establishment, exercise, or defense of legal claims
5. INVESTIGATIVE JOURNALISM & PUBLIC INTEREST
Scam-Or.io operates as an investigative and journalistic publication.
Certain information may be processed, retained, archived, or published where reasonably necessary for:
- public-interest reporting
- investigative journalism
- fraud prevention
- regulatory transparency
- consumer protection
- documenting alleged misconduct
6. COOKIES & TRACKING TECHNOLOGIES
We may use:
- cookies
- analytics tools
- security monitoring technologies
- server logs
- performance and diagnostic tools
Third-party providers may include:
- Google Analytics
- Cloudflare
- email delivery providers
- CDN providers
- security and anti-DDoS services
7. NEWSLETTER & COMMUNICATIONS
If you subscribe to our newsletter or communications:
- we may store your email address
- we may send investigative updates or alerts
- you may unsubscribe at any time
We do not sell subscriber lists.
8. SHARING OF INFORMATION
We do not sell personal information.
We may share information with:
- hosting providers
- cybersecurity vendors
- analytics providers
- legal advisors
- law enforcement or regulators where legally required
- payment or email service providers
- contractors assisting platform operations
9. INTERNATIONAL DATA TRANSFERS
Your information may be processed in jurisdictions outside your country of residence.
By using our website, you understand that data may be transferred to countries with different privacy laws than your own.
10. DATA RETENTION
We retain information only as long as reasonably necessary for:
- investigative purposes
- legal compliance
- journalistic archiving
- fraud prevention
- dispute resolution
- security and abuse prevention
11. DATA SECURITY
We implement reasonable technical and organizational safeguards, including:
- access controls
- encrypted connections (HTTPS)
- server security measures
- logging and monitoring
- abuse detection systems
However, no method of transmission or storage is completely secure.
12. WHISTLEBLOWER & SOURCE CONFIDENTIALITY
We recognize the importance of source protection.
Where reasonably possible:
- we limit access to source submissions
- we use secure communication methods
- we attempt to protect confidential sources
- we minimize unnecessary disclosure
However, no system can guarantee absolute anonymity or security.
13. YOUR PRIVACY RIGHTS
Depending on your jurisdiction, you may have rights including:
- access to personal data
- correction of inaccurate data
- deletion requests
- restriction of processing
- objection to processing
- data portability
- withdrawal of consent
14. CALIFORNIA PRIVACY RIGHTS
If you are a California resident, you may have rights under the California Consumer Privacy Act (CCPA/CPRA).
Scam-Or.io does not sell personal information as defined under California law.
15. THIRD-PARTY LINKS
Our website may contain links to third-party websites, regulators, companies, exchanges, payment providers, or external resources.
We are not responsible for the privacy practices of third-party websites.
16. CHILDREN’S PRIVACY
Our website is not directed to children under 16.
We do not knowingly collect personal information from minors.
17. CHANGES TO THIS PRIVACY POLICY
We may update this Privacy Policy periodically.
Changes become effective upon posting on this page.
18. CONTACT INFORMATION
Scam-Or Project
Website: https://scam-or.io
Telegram: https://t.me/scam_or_project