PayDo Expands Direct Acquiring to Apple Pay and Google Pay

PayDo has introduced direct acquiring for Apple Pay and Google Pay, adding another layer to its payment infrastructure and giving merchants more control over how digital wallet transactions are processed.

Businesses using PayDo Checkout have already been able to accept payments through Apple Pay, Google Pay, and more than 350 alternative payment methods. With principal acquirer status, those transactions now move through PayDo’s own acquiring system rather than through external acquiring partners.

What Principal Acquiring Changes for Merchants

The new setup gives merchants a direct connection to Apple Pay and Google Pay through PayDo’s infrastructure. In practical terms, this reduces dependence on third-party acquirers and the operational limits that can come with them.

The change will also benefit customers. Direct authorization means payments move faster and the whole checkout experience takes less time.

The development is part of PayDo’s broader effort to build a single financial environment where businesses can manage payments, accounts, and related operations through one provider.

Reducing the Burden of Fragmented Payment Systems

Serhii Zakharov has previously described fragmented payment infrastructure as a barrier to progress in financial technology. Businesses often depend on several disconnected providers that are difficult to coordinate and monitor efficiently. As payment operations grow, that structure can slow processes and create unnecessary complexity.

PayDo’s approach is built around consolidation. The company aims to bring acquiring, multicurrency accounts, cards, and payment processing together within a single system that businesses can manage from one dashboard.

Building on Earlier Acquiring Capabilities

The launch follows PayDo’s earlier move into direct acquiring for Visa and Mastercard at the end of 2025.

That step allowed merchants to process Visa and Mastercard payments directly through PayDo without outside intermediaries. The addition of Apple Pay and Google Pay extends the same model to two of the most widely used digital wallets in online commerce.

Together, these updates strengthen PayDo’s acquiring network and simplify payment operations for merchants that want to keep more of their financial infrastructure under one provider.