GoDeFi And GammaG: A Potential Link Between DeFi Card Branding And Georgian Crypto Rails
GoDeFi positions itself as a modern non-custodial DeFi payment-card solution tailored for everyday crypto users. Meanwhile, GammaG has previously surfaced in investigative reporting by Scam-Or Project as a Georgian crypto-payment rail associated with offshore casino deposit flows and materials submitted via the Scam-Or Project website.
A newly identified connection between these two structures centers on Sandra Kübarsepp, publicly recorded as the sole director and shareholder of GO DEFI CS s.r.o. This overlap is factual. However, a larger question remains unresolved: is this merely a coincidence of personnel, or evidence of a broader structural continuity between crypto payment rails and consumer-facing DeFi platforms?
Key Findings
- GoDeFi promotes a non-custodial, Solana-based payment-card ecosystem, enabling direct wallet spending without preloading balances.
- Go Defi Corp. appears as the application developer/operator, while GO DEFI CS s.r.o. is listed as the Czech entity handling paid services.
- Sandra Kübarsepp is officially listed in Czech corporate records as the sole managing director and 100% shareholder of GO DEFI CS s.r.o.
- Previous reporting by Scam-Or Project linked GammaG LLC (Georgia) to crypto deposit flows connected to the CoinsPaid ecosystem.
- Evidence suggests operational proximity between GammaG and entities like CoinsPaid, CryptoProcessing, Dream Finance, and SoftSwiss, though not confirmed shared ownership.
- Georgia requires VASP registration via the National Bank of Georgia (NBG); based on available data, GammaG’s registration status remains unverified.
Beneficial Owners, Co-Founders, And Funding
Another key figure tied to GoDeFi.me is Sergei (Sergey) Burmisov, identified in a March 12, 2025 press release as Co-Founder and CTO. He is quoted discussing the platform’s architecture and value proposition.
The same release stated:
- GoDeFi raised approximately $2 million in seed funding.
- A second investment round was being prepared.
Sandra Kübarsepp (also known as Sandra Urvak) is listed as the controlling person behind GO DEFI CS s.r.o., reinforcing her central role in the structure.
Compliance Analysis
GoDeFi: Strong Branding, Weak Transparency
GoDeFi markets itself as a breakthrough DeFi card solution:
- 100% non-custodial
- Built around Solana wallets
- Users retain private keys
- Enables spending, lending, borrowing, and transfers
However, the corporate and operational structure raises concerns:
- Go Defi Corp. is listed as operator
- GO DEFI CS s.r.o. handles subscriptions
- Payment-card issuance is attributed to Quicko Sp. z o.o.
This creates a critical inconsistency:
| Issue | Status |
|---|---|
| Quicko license | Revoked by KNF (Jan 21, 2026) |
| Payment capability | Lost (Feb 3, 2026) |
| GoDeFi card marketing | Still active |
| App downloads | 50+ |
Key question:
Who is currently issuing the GoDeFi card, and does the card system function at all?
GammaG: From Payment Rail To Continuity Hypothesis
GammaG emerged not as a fintech brand, but as a backend crypto-payment rail.
Key observations from Scam-Or Project reporting:
- In December 2025, selecting “CoinsPaid” at Vegadream casino triggered a GammaG payment interface.
- GammaG provided crypto deposit instructions via pop-up.
- It operates as a Georgia-based crypto-payment provider (wallet + exchange functionality).
In April 2026, Scam-Or Project introduced a stronger hypothesis:
GammaG may represent a continuity rail within the broader CoinsPaid / CryptoProcessing / Dream Finance / SoftSwiss ecosystem.
Important distinction:
- No proven ownership overlap
- But clear functional and operational proximity
The GammaG Connection
The GoDeFi structure currently involves:
- Sandra Kübarsepp / Urvak → Czech corporate control (verified)
- Sergey Burmisov → Co-Founder & CTO (public statement)
- Claimed funding: $2M seed round (not independently verified)
At the same time:
- Kübarsepp is allegedly connected to GammaG
- GammaG appears in a CoinsPaid-linked environment
- Both structures intersect within the same investigative domain
What Is Confirmed
- Kübarsepp controls GO DEFI CS s.r.o.
- GammaG has been identified in crypto casino payment flows
- Both appear in Scam-Or Project investigations
What Remains Unproven
- Shared beneficial ownership
- Direct structural integration
- Unified operational control
Current Assessment
At this stage, the situation can be summarized as follows:
- GoDeFi is a structured project with identifiable entities and leadership
- GammaG is an operational crypto rail linked to high-risk payment flows
- A personnel overlap exists, creating a credible link
- However, full structural convergence is not yet proven
This is sufficient to justify deeper compliance scrutiny but not definitive conclusions.
Summary Table
| Entity | Jurisdiction | Role | Verified Connections |
|---|---|---|---|
|
Go Defi Corp. www.godefi.me https://app.godefi.me |
Delaware, USA | App operator | Listed in GoDeFi disclosures |
| GO DEFI CS s.r.o. | Czech Republic | Paid-services entity | Controlled by Sandra Kübarsepp |
| Sandra Kübarsepp (Sandra Urvak) | Estonia | Control person (Teatmik) | Sole shareholder/director of Czech entity (Public records) |
|
Sergei Burmisov (LinkedIn) |
Russia / Montenegro | Co-Founder & CTO | Named in press release |
| GammaG LLC | Georgia | Crypto-payment rail | Appears in CoinsPaid-related flows |
| CoinsPaid / CryptoProcessing ecosystem | Multi-jurisdiction | Payment infrastructure | Linked via transaction paths |
Working takeaway:
The strongest confirmed connections are:
- GammaG ↔ CoinsPaid (payment flows)
- Kübarsepp ↔ GO DEFI CS s.r.o. (corporate control)
The missing piece is documented proof of shared ownership across both clusters.
Conclusion
The investigation indicates a plausible and potentially meaningful overlap between GoDeFi and GammaG.
Established facts:
- Sandra Kübarsepp controls the Czech GoDeFi entity
- GammaG operates within a crypto-payment environment linked to offshore gambling flows
What remains unresolved:
- Whether both structures are part of a single coordinated system
- Or simply intersect through overlapping participants
The connection is real. The full architecture is still unclear.
Call For Whistleblowers And Insiders
If you have insider knowledge about:
- GoDeFi
- GO DEFI CS s.r.o.
- Go Defi Corp.
- GammaG LLC
- CoinsPaid / CryptoProcessing / Dream Finance / SoftSwiss
You can submit information confidentially via the Scam-Or Project whistleblower section.
Relevant materials include:
- Corporate and shareholder records
- Nominee/director arrangements
- Card issuer and processor agreements
- AML/KYC documentation
- Wallet infrastructure and settlement flows
- Regulatory correspondence (Georgia, Czech Republic, EU)
- Evidence of shared ownership or operational continuity
Key question for the public:
Is GoDeFi a legitimate DeFi fintech product — or a rebranded continuation of high-risk crypto payment infrastructure operating under a new narrative?
